Terms and Conditions

By accessing or using AlanDavid.us, you agree to these terms. AlanDavid.us is an independent business advisory resource — not a lender, broker, bank, CPA firm, law firm, or benefits administrator.

Educational and Advisory Use Only

Content on this site, including the DREAMS Score™ assessment, is provided for educational and evaluation purposes only. It does not constitute financial, legal, tax, or investment advice, and does not guarantee approval, eligibility, or outcomes for any funding, tax, payroll, or insurance program.

Third-Party Providers and Links

AlanDavid.us may link or refer visitors to third-party lenders, tax professionals, insurance providers, technology vendors, and other specialists. AlanDavid.us does not control, and is not responsible for, the products, services, terms, or conduct of any third-party provider. Reviewing or engaging with a third-party link is at your own discretion.

Affiliate and Referral Compensation

AlanDavid.us participates in affiliate and referral relationships and may receive compensation if you engage a partner service through a link on this site. This compensation does not increase the cost of any service and does not influence the educational content presented.

No Guarantee of Results

Nothing on this site guarantees a specific funding amount, tax outcome, approval, or business result. Individual results depend on your business's circumstances and the underwriting or eligibility criteria of the relevant third-party provider.

Changes to These Terms

AlanDavid.us may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.

Contact

Questions about these terms can be directed to our support desk at alandavid.freshdesk.com.