About AlanDavid.us
AlanDavid.us is an independent business advisory platform designed to help U.S. business owners understand, evaluate, and choose funding, tax, payroll, and cash-flow strategies before committing to any lender, program, or provider.
The platform exists to address a common challenge in the small and mid-sized business market:
decisions are often made before the full picture is understood.
Our Purpose
Many businesses pursue funding or programs in response to immediate pressure—cash-flow gaps, rising payroll costs, or tax exposure—without first determining whether those solutions are the best strategic fit.
AlanDavid.us was built to provide clarity before commitment.
Rather than promoting applications or single products, the platform focuses on:
- Evaluation before execution
- Structure before speed
- Strategic fit before selection
This approach helps businesses avoid unnecessary debt, misaligned programs, and short-term fixes that create long-term strain.
Advisory-First, Not Product-First
AlanDavid.us does not operate as a bank, lender, or loan marketplace.
Its role is advisory.
The platform supports business owners by:
- Explaining how different funding structures work
- Comparing alternatives to traditional bank financing
- Evaluating cash-flow dynamics and risk tolerance
- Identifying when tax or payroll strategies may reduce the need to borrow
The objective is informed decision-making—so businesses understand why a solution fits before moving forward.
Scope of Evaluation
Business needs are rarely limited to a single category.
In addition to funding and working-capital considerations, evaluations may include:
- Payroll-related tax efficiency strategies
- Research and development (R&D) tax credits
- Benefit-based or operational programs designed to improve financial efficiency
These options are not positioned as standalone services. They are considered only when relevant and are evaluated in context with the business’s broader financial and operational profile.
The DREAMS Score™ Business Needs Analysis
All evaluations are guided by the DREAMS Score™ business needs analysis.
The DREAMS Score™ is a structured framework designed to assess:
- Revenue stability and cash-flow timing
- Tax exposure and payroll impact
- Operational efficiency and risk
- Growth objectives and capital alignment
This assessment helps determine which combination of funding, tax, payroll, or operational strategies may be appropriate, and which options should be ruled out—before any program or provider is introduced.
The DREAMS Score™ ensures decisions are based on insight, not urgency.
Who the Platform Is For
AlanDavid.us is designed for:
- U.S. small and mid-sized business owners
- Founders and operators evaluating funding or tax strategies
- Companies seeking alternatives to traditional bank loans
- Businesses that want guidance and context rather than sales pressure
It is especially suited for organizations that value sustainability, strategic alignment, and long-term financial health.
Independence and Objectivity
AlanDavid.us operates independently of any single lender, product, or program.
This independence allows evaluations to remain objective and focused on:
- Fit
- Structure
- Timing
- Long-term impact
Only after clarity is established does the platform support consideration of appropriate solution pathways.
A Clear Starting Point
Business decisions involving funding, tax strategies, or payroll efficiency should not feel rushed or opaque.
AlanDavid.us exists to provide:
- Context
- Comparison
- Confidence
Before applications.
Before commitments.
Before costly mistakes.
Closing Statement
AlanDavid.us is an independent business advisory platform focused on helping U.S. business owners evaluate funding, tax, payroll, and cash-flow strategies through a structured needs analysis—so decisions are made with clarity and confidence.
Founder & Principal
AlanDavid.us was founded by Alan David Bush, a business advisory professional with over 30 years of experience in financial services and business advisory work.
Alan David Bush has spent his career helping businesses evaluate funding structures, tax and payroll considerations, and cash-flow dynamics—focusing on clarity, structure, and decision sequencing before commitments are made. His work emphasizes understanding why a solution fits before determining which solution to pursue.
The platform reflects this evaluation-first philosophy, providing business owners and professionals with a structured way to assess needs before engaging with lenders, programs, or providers.
AlanDavid.us was created to bring discipline, context, and perspective to business decisions that are too often made under pressure.
AlanDavid.us and its founder, Alan David Bush, are not affiliated with any apparel, tailoring, or custom clothing brands, nor with any futures, forex, trading signal, or investment advisory services, and do not offer trading recommendations or investment management.